Frequently Asked Questions

1. How can your products grow my revenue/business as an agent?
2. How can your products grow my revenue/business as a carrier?
3. What kind of competitive intelligence do you offer?
4. What insurance markets do you competitive intelligence products cover?
5. Which companies do you cover?
6. What is a data feed?
7. How is the data feed different than the online database tool?
8. I’m not licensed in every state. Can I buy your online tool and data feed by state?
9. Can I try your product before I buy it?
10. Can I just go online and purchase your products or do I have to contact you?
11. How much do your competitive intelligence products cost? Do you ever have sales or discounts?

Our agent clients use CSG Actuarial’s competitive intelligence to:

• Find the most competitive products in a given market and area. Agents can feel confident when using our products that they have the most comprehensive and up to date intelligence available. Their insureds will be renewing clients for life due to the edge we provide our agents.
• Acquire insurance for hard to insure clients due to stringent underwriting guidelines.
• Position their agency competitively by drawing comparisons with competing carriers.
• Reduce market research costs.

2. How can your products grow my revenue/business as a carrier?

Our carrier clients use CSG’s competitive intelligence to reduce their market research costs as well as position their individual insurance product’s rate structure, benefits and underwriting guidelines competitively in very dynamic markets.

3. What kind of competitive intelligence do you offer?

CSG Actuarial, LLC researches and reports on product rates, benefits and underwriting information for different insurance markets. We provide our analyzed competitive intelligence data in a few ways:

• Competitive Intelligence Guides – Our guides provide a high level of detail including company overviews, underwriting data, premium rate comparisons by state and plan. Future quarterly updates of the report are provided at 50% of the original cost. These guides can also be downloaded directly from our website here.
• Online Database – The online tool provides rate comparisons down to the 5 digit zip code level for Modernized Medicare Supplement and Final Expense Life markets. Specific underwriting information can also be layered into the comparison. A demo of the tool is provided here.
• Data Feed – We provide monthly data feeds to our clients that can be summarized or reported in any manner. The data feed contains the entirety of our rate and underwriting databases for Modernized Medicare Supplement and Final Expense Life markets sent in an Excel or Text file to be used with your company’s in-house technology. We send the entire database file to clients on a monthly basis, providing the newest updates and additions as quickly as is possible.

4. What insurance markets do your competitive intelligence products cover?

• Modernized Medicare Supplement
• Modernized Medicare Select
• Medicare Advantage
• Final Expense Life
• Short Term Care
• Senior Hospital Indemnity
• Senior Dental

5. Which companies do you cover?

We are currently tracking over 300 companies. If you are wondering if we have a specific company in our database, or would like your company included please contact Brynn Korolchuk at bkorolchuk@csgactuarial.com or by phone at 402-502-7747 x1002.

6. What is a data feed?

A data feed supplied by CSG Actuarial contains our entire Medicare Supplement Rate and Underwriting Database in a comma delimited Excel or Text file. For a sample Data Feed please contact Brynn Korolchuk at bkorolchuk@csgactuarial.com or by phone at 402-502-7747 x1002.

7. How is the data feed different than the online database tool?

The data feed houses our entire database in one easy to access file, to be manipulated with your in-house technology. The online rate and underwriting database is accessible 24-7 and is convenient for finding the most competitive rates for a particular insured online.

8. I’m not licensed in every state. Can I buy your online tool and data feed by state?

Yes, CSG’s Online Rate and Underwriting Database is available on a state-by-state basis at a reduced cost. The Data Feeds are customizable; dependent on specific data guidelines a set up fee could be assessed.

9. Can I try your product before I buy it?

Please click here to try out our Online Rate and Underwriting Database.

10. Can I just go online and purchase your products or do I have to contact you?

Our guides, online tools and data feeds are available for purchase here.

11. Do you ever have sales or discounts?

Discounts are as follows:

• When a client can provide rates that are currently unavailable on an annual basis, we provide a 20% discount.
• When Competitive Intelligence Guides are purchased, three quarterly updates are provided at a 50% discount.
• A 10% discount will apply to the Online Database Tools when a client elects to pay annually, instead of monthly or quarterly.

If you have remaining questions or concerns, please contact Brynn Korolchuk at bkorolchuk@csgactuarial.com or by phone at 402-502-7747 x1002.