Our summary below outlines how Critical Illness carriers are underwriting.

CRITERIACONDITIONS    
Tumor/GrowthTobaccoHIV/AIDSHodgkin's DiseaseLeukemia
Don't Ask64%90%10%40%33%
1-2 Years0%3%0%0%0%
3-5 Years6%7%13%17%20%
6-10 Years10%0%23%23%27%
Lifetime20%0%54%20%20%


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CSG Actuarial monitors insurance markets to provide the most up-to-date competitive intelligence in the industry. CSG’s MarketAdvisor™ Quoting Tools include premium rate and underwriting information for more than 300 companies.