Our summary below outlines how Final Expense carriers are underwriting.
Results are for a 70 year old female, non-tobacco, $10,000 Face Value, Level Benefit
| Heart Attack | Stroke | Diabetes Dependent on Insulin | Crohn's Disease | Leukemia |
|
|---|---|---|---|---|---|
| Don't Ask | 0% | 0% | 10% | 65% | 10% |
| 1-2 Years | 60% | 60% | 15% | 0% | 20% |
| 3-5 Years | 5% | 5% | 20% | 10% | 35% |
| 6-10 Years | 25% | 20% | 20% | 20% | 25% |
| Lifetime | 10% | 15% | 35% | 5% | 10% |
About CSG Actuarial
CSG Actuarial monitors insurance markets to provide the most up-to-date competitive intelligence in the industry. CSG’s MarketAdvisor™ Quoting Tools include premium rate and underwriting information for more than 300 companies.
To learn more, contact our sales team at 855-861-8776 or info@csgactuarial.com, or schedule your demo here.