Our summary below outlines how Medicare Supplement carriers are underwriting.
| Heart Attack | Stroke | Alcoholism or Drug Abuse | Mental or Nervous Disorder Requiring Psychiatric Care | Lung/Respiratory and Tobacco |
|
|---|---|---|---|---|---|
| Don’t Ask | 8% | 2% | 15% | 20% | 35% |
| Currently | 0% | 0% | 0% | 2% | 0% |
| 1-2 Years | 70% | 78% | 60% | 64% | 57% |
| 3-5 Years | 12% | 12% | 20% | 7% | 3% |
| 6-10 Years | 0% | 0% | 0% | 0% | 0% |
| Lifetime | 10% | 8% | 5% | 7% | 5% |
About CSG Actuarial
CSG Actuarial monitors insurance markets to provide the most up-to-date competitive intelligence in the industry. CSG’s MarketAdvisor™ Quoting Tools include premium rate and underwriting information for more than 300 companies.
To learn more, contact our sales team at 855-861-8776 or info@csgactuarial.com, or schedule your demo here.