Carrie Haubensak Carrie Haubensak

Life Insurance Statistics, Data and Industry Trends

Life insurance provides many American families with an important financial safety net. The life insurance industry is large, and while it may seem stodgy, it is ever-evolving. Forbes looked at statistics that reveal the scope of this industry.

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Carrie Haubensak Carrie Haubensak

eHealth, Inc. Reports Results for the 1st Quarter 2026

CSG Actuarial has compiled key enrollment information on Medicare Advantage and Medicare Supplement from eHealth Inc.’s 1st Quarter 2026 Financial results. Medicare Advantage new approved members decreased by 23.3% and Medicare Supplement new approved members decreased by 2.1% over the same quarter last year.

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Carrie Haubensak Carrie Haubensak

Hospital Indemnity Growth

Loss ratios vary widely by individual carrier. But historically they have been steady for the market, averaging in the low- to mid-40s before 2020, and at or below 40% since then.

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Carrie Haubensak Carrie Haubensak

What We Know So Far About 2026 ACA Marketplace Enrollment, Premiums, and Deductibles

The analysis draws on data from CMS and state-based Marketplace, Open Enrollment reports, as well as KFF survey data and individual market enrollment estimates from Wakely Consulting Group, to examine early indicators of how the expiration of enhanced premium tax credits has affected effectuated enrollment levels (i.e., enrollment among people who have paid their premiums), plan selections, and out-of-pocket costs in 2026.

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Carrie Haubensak Carrie Haubensak

Medicare Supplement Rate Actions - 2026 Q2 Update

The Medicare supplement market continues to experience higher claims and carriers are attempting to mitigate the higher loss ratios by pursuing larger rate increases. For many carriers, early 2026 average rate increases continued to trend up from 2024 and 2025.

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Carrie Haubensak Carrie Haubensak

The Closed Block Isn't Closed to Change

When most people in the Medicare Supplement industry talk about market strategy, the conversation gravitates toward new business — open block pricing, competitive positioning, and sales velocity. That's understandable. But there's a $11.3 billion segment of this market that too often gets managed reactively rather than strategically: the closed block.

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Carrie Haubensak Carrie Haubensak

LIMRA: Annuity Sales Notch 10th Consecutive $100B+ Quarter

Total U.S. annuity sales were $104.6 billion in the first quarter of 2026, 2% below first quarter 2025 results, according to preliminary results from LIMRA’s U.S. Individual Annuity Sales Survey, representing 87% of the total U.S. annuity market.

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Carrie Haubensak Carrie Haubensak

Medicare Supplement Market Returns to Growth

With almost 14 million more individuals slated to be added to the Medicare program over the next decade, Medicare supplement insurance will continue to be a popular choice amongst beneficiaries for its consistent benefits and lack of provider networks.

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Carrie Haubensak Carrie Haubensak

May Rate Change Report: Closed Block

CSG will now create a new monthly report to provide you a snapshot of the current month’s filed rate changes for those carriers/subsidaries that are no longer selling new business in the indicated state.

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Carrie Haubensak Carrie Haubensak

CVS Health Medicare Supplement Enrollment Decreases Q1

For 1st quarter 2026, CVS Health reported Medicare Supplement member in-force counts of 1,192,000, a decrease of 10,000 in the past quarter and 61,000 over the past 12 months.  The 61,000 decrease in membership in the past 12 months is a 4.9% decrease relative to the membership on 3/31/2025. 

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