Medicare provides health insurance coverage for 70 million people, 20% of the U.S. population – a share which will grow larger in the coming decades. Medicare spending comprised 14% of the federal budget in 2025 and 21% of national health care spending in 2024.

As former public school educators, Marcelo and Gabriela passionately lead by example, developing their agents into leaders who serve their communities with integrity and dedication. The agency offers life insurance and annuity products to clients nationwide.

Medicare Supplement rate increase data is in through July, and carriers continue to pursue large rate increases in an attempt to help mitigate high loss ratios. For most carriers, 2026 average rate increases continued to trend up from 2024 and 2025.

DTS Financial, which distributes life insurance and annuity products nationwide, focuses on strengthening agents to help them better serve their clients and communities.

Humana reported 2nd quarter 2026 Medicare Supplement lives of 551,500, up 2.7% from the result at 1st quarter 2026 and 24.2% compared to 2nd quarter 2025.  Second quarter 2026 Med Supp premiums of $344 million, up 4.6% from the premiums for 1st quarter 2026. 

ATI Advisory conducted the study on behalf of the Better Medicare Alliance, analyzing data from the Medicare Current Beneficiary Survey and Cost Supplement files from 2021 to 2023.

Total U.S. annuity sales rose 4% year over year to a record $123.9 billion in the second quarter of 2026, surpassing the previous quarterly high and marking the 11th consecutive quarter of more than $100 billion in sales.

Five state actions are reshaping Medicare Supplement guaranteed issue rules, dental loss ratio reporting, and fixed indemnity product definitions this quarter.

Retirement Health Solutions operates with a mission-driven philosophy centered on service. The firm has provided tailored health coverage options for individuals and families since 2009. By creating strategic institutional partnerships with credit unions, clinics and financial organizations, its highly focused team has experienced consistent and impressive growth.

A majority of voters believe there is at least some fraud in government health programs and most say that addressing fraud would lead to reductions in federal spending overall, though fewer say it would lead to reductions in their own health care costs.

Here is a list of several carriers’ most recent publicly available incentive programs.  Incentive plan information is unknown for some carriers.

Integrity has been named to Newsweek’s list of America’s Greatest Workplaces for the second year in a row. The award recognizes companies that prioritize employee wellbeing, strong leadership, meaningful benefits and work-life balance. Integrity shares this honor with distinguished companies such as Apple, Adobe, Dell, Microsoft and Nike. 

Medicare Supplement market leader United Healthcare (UHC) released 2nd quarter 2026 financials on July 16th, reporting a 10,000 decrease in Medicare Supplement lives in 2nd quarter. 

Accountable care organizations, or ACOs, are groups of providers that assume responsibility to care for a group of patients. ACO REACH has struggled to get providers to sign up and stay in the program for fear of potential losses, despite tweaks to try and incentivize more providers to participate.

Here is a listing of several incentive programs that are currently being offered.  The majority of these are scheduled to be available from July 1st through September 30th.

Sibling duo Erika and Hector Del Toro immigrated to the United States as teenagers and built a strong work ethic that has helped them maximize opportunities as they came. Conquistadors Agency provides life insurance and annuities to the Latino market.

Elevance Health released 2nd quarter 2026 financials on July 15th, reporting increases of 5,000 Medicare Supplement lives in the 2nd quarter and 19,000 Medicare Supplement lives over the past 12 month

“We’re seeing insurance companies cutting commissions. Making the market harder for agents to navigate and be able to help their clients. We’re seeing a lot of plans pulling out from certain areas. It’s chaos,” he said.

Medicare is spending more on quality bonuses despite fewer enrollees in eligible plans — a concerning trend putting more stress on Medicare’s coffers that could amplify calls for reform.

Preliminary rate filings from payers for the 2027 plan year show a median proposed premium increase of 14%. The report is based on filings from 16 states and the District of Columbia, representing 77 insurers.